Well, it took me the better part of the year to get the nerve to meet with a financial adviser, but I finally did it! The best thing is, that I'm on track to a successful retirement (barring catastrophe) and have made some smart choices along the way. Whoa - did I just talk about retirement? That makes me feel OLD and I still have a long way to go before I'm even OLD enough to retire! And to make reality even harder to swallow, I just calculated that I have way too many days left until I can go on permanent vacation!